Our policies help with everything from routine preventative care to critical illnesses. Find an agent near you to get a complimentary personalized quote and determine all of your coverage needs. Help cover yourself and your family with affordable coverage from Aflac. Major medical coverage only goes so far, and even with it, you can still be left with tremendous out-of-pocket costs.
A plan like Aflac Accident Insurance pays you cash unless assigned otherwise that can be used to help with the out-of-pocket expenses that may not be covered by major medical in the event of a qualifying accident. Which insurance policies you apply for is entirely up to your discretion. For instance, pneumonia typically requires a hospital visit followed by a few weeks of recovery at home.
If you apply for both hospital and short-term disability insurance , you could receive cash benefits associated with both a covered hospital stay or a covered disability. Like any other type of insurance, there is no one-size-fits-all solution and the cost of voluntary insurance is determined by a few different factors, including which state you live in and which insurance products you choose. Our customers are amazed to find out how little they end up paying for coverage.
Visit our Benefits Estimator to see rough costs associated with common medical events. Not at all! You can offer Aflac Supplemental Insurance to your employees at no direct cost to your business. As health care continues to rise, supplemental insurance plays a more important role in offering a benefits package.
Many employers also believe offering a supplemental insurance option helps attract and retain employees. See if your business meets the requirements to offer health care to your employees under the Affordable Care Act. Fill out the necessary forms to the best of your ability. Afterwards, your medical provider may be required to fill in claim information before it is finally submitted via fax or mail.
While your claim is being processed, you can log in and check your claim status on our website. Aflac can provide you and your family with coverage and security to help maintain your everyday life in case of illness or injury.
And, Aflac rates dont go up when you file a claim. Aflac is an extra measure of financial protection. When youre sick or hurt, Aflac pays cash benefits that you direct to help you and your family with unexpected expenses.
The benefits are pre-determined and paid regardless of any other insurance you have. Aflac goes with you when you change jobs. When you have an Aflac policy - its yours. You own it. Even if you change jobs or retire, you can take your Aflac policy with you. Aflac claims are processed quickly - usually within 4 days. Filing a claim with Aflac is never a wait and see. Claims are usually processed within 4 days.
Our forms are also easy to complete. So while youre focusing on your health, we focus on getting you a check quickly. Aflac pays you benefits even when youre healthy. We want you to be healthy - thats why we promote care. Its that simple. However, please keep in mind that all companies forms are NOT necessarily the same.
Some companies may provide broader coverage and some may be more restrictive. We will respect your privacy and we will not share your information with advertining or marketing companies, and will not sell your information to any mailing lists. We only share your personal information with the companies and the individuals that are necessary in performing our business duties in acquiring and in servicing your insurance needs. Please feel free to contact us immediately if you have any questions about your privacy.
With supplemental coverage, you can often select from a range of available payout options that are not necessarily available with traditional insurance policies. For example, ValuePenguin notes you can choose to receive your claim amount in a lump sum or over several months as you recover. Within the area of supplemental insurance, AFLAC offers various types of policies to fit consumer needs.
Use the Agent Locator service to find representatives from the company who serve your region. In addition, some AFLAC policies are available only through an employer, not for individual purchase. When you file a claim with AFLAC, you must send proof of your claim such as certificates, bills, and receipts.
If the company does not have enough information to process your claim, the agent will let you know within 10 days of receipt. If you want to cancel your AFLAC policy, you have to do so in writing with your policy number and signature during the open enrollment period.
Your policy will end on the first day of the next calendar year, so you must plan ahead if you no longer want coverage. You can also end your policy if you receive it through your employer and you lose eligibility, but you still have to submit your request in writing.
While you cannot purchase AFLAC car insurance , you may want to buy a supplemental insurance policy for an added layer of financial protection. As with any type of insurance coverage, shopping around with different providers can help you find the best rates. Aflac Auto Insurance Review Aflac Car Insurance. Car Insurance.
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